Protect Your Car. Protect Your Family

TV and radio commercials selling auto insurance make a lot of boasts. Have you noticed every single commercial can save you money? The truth is, auto insurance is based on so many different variables, that none of them are the lowest all the time. One company even boasts "make a policy to fit your budget". Any agent or company can do this by cutting coverage, but at Mitchell-Joseph Insurance, we have an ethical  obligation to give you the options to best protect your car, as well as protect you from lawsuits. Unfortunately, we have seen all too many times that people don't know what they purchased on-line or over the phone. They only know that it was the least expensive thing they could find. Come to find out, their cracked windshield isn't covered, or their totaled car didn't have collision coverage. This is why we're here for you. 

We collect your information and we quote you with a number of insurance companies including Allstate, Travelers, Farmers, Progressive, Main Street America Group, Safeco, Peerless, Utica, GMAC, Sterling, Mercury, and more. Then we present you with options and explain the coverages. If you want the bare minimum, least expensive pricing, that's fine, but we make sure you KNOW what options are available, and you KNOW what coverages you have. We are also here to assist you with the claims process every step of the way. We know insurance, and we are here to help. 

Below are a bunch of very valuable web links. Just about everything you'd want to know about auto insurance can be found at the Insurance Information Institute (click here) This website pretty much covers it all, but the agents at Mitchell-Joseph are always glad to answer your questions. Auto insurance can be complex so there are NO silly questions. 

• Take the on-line Defensive Driver Class and save almost 10% off your insurance for three years. Click here for more information and $5 off the course fee! • Teen Drivers         www.iii.org/media/hottopics/insurance/teendrivers • Teenagers and Safe Cars      www.iii.org/Articles/Teenagers-and-Safe-Cars.html • What does my credit rating have to do with auto insurance?    www.iii.org/Articles/What-does-my-credit-rating-have-to-do-with-purchasing-insurance.html • What's in a basic auto policy?      www.iii.org/Articles/What-is-covered-by-a-basic-auto-policy.html • What does my credit rating have to do with auto insurance?      www.iii.org/Articles/What-does-my-credit-rating-have-to-do-with-purchasing-insurance.html • All sorts of stuff about cars!   http://www.carinsurance.org/ Here's some more links you can use: NYS Insurance Department     http://www.ins.state.ny.us Kelly Blue Book     www.kbb.com New York State DMV      http://www.nydmv.state.ny.us New York State DMV Forms      http://www.nydmv.state.ny.us/form-pub.htm   All of these services are available on-line at the NYS DMV!        http://www.nydmv.state.ny.us/transact.htm Registration Transactions Traffic Violations Bureau Traffic Ticket Transactions Driver License Transactions Inspection Sticker Orders DMV Records Transaction SSN Verification Road Test Transactions E-ZPass Title Certificate Transactions Check the status of your on-line transaction